Injury Settlement Guides
Settlements are not priced by the accident — they are priced by the injury. Most claims follow the same frame: economic damages multiplied by a severity band (roughly 1.5x for minor injuries up to 6x for catastrophic ones), adjusted by your state’s rules.
Each guide below translates that frame for a specific injury: what the severity bands mean medically, what insurers argue, the evidence that answers them, and the state rules that change the math. Every guide connects to the same methodology our calculator uses.
Whiplash Settlement Amounts
Why insurers discount neck injuries, the WAD severity grades, and what moves an uncomplicated claim into a bigger one.
Read the guideHerniated Disc Settlement Amounts
Bulge vs. herniation, the treatment-escalation ladder from PT to fusion, and how disc level (L4-L5, C5-C6) shapes a claim.
Read the guideConcussion Settlement Amounts
Normal scans do not end the claim: symptom duration, post-concussion syndrome, and documenting an invisible injury.
Read the guideBroken Bone Settlement Amounts
A bone-by-bone guide: wrist to femur, why surgical hardware changes the claim class, and the fractures that settle highest.
Read the guideSpinal Cord Injury Settlements
For families facing paralysis: lifetime care costs, why catastrophic claims are valued differently, and protecting the claim early.
Read the guideDog Bite Injury Levels
The six-level bite scale translated into claim severity, plus the scarring, facial-injury, and child-victim factors that raise value.
Read the guideWhich calculator do I need?
The injury tells you what the claim may be worth; the case type tells you which rules apply. Pick the lane that matches how the injury happened.
Car Accident Calculator
Crashes of every kind — the most common source of injury claims.
Premises Liability Calculator
Slip, trip, and fall injuries on someone else’s property.
Workers' Compensation Calculator
Hurt on the job — benefits without proving fault.
Dog Bite Calculator
Bites and animal attacks, under strict-liability or one-bite rules.
Medical Malpractice Calculator
Injuries caused by medical care that fell below the standard.
Product Liability Calculator
Injuries from defective products, tools, and vehicles.
Not an injury situation? Browse the legal guides — severance agreements, workers’ comp settlement math, lemon law buybacks, and more.
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The free calculator applies the severity bands and your state’s rules to your answers — private, instant, no sign-up.
What's My Case Worth?