What Counts as Insurance Bad Faith
Insurers owe policyholders a duty of good faith. Bad faith is unreasonable claims handling — not merely a claim you disagree with.
Denial without investigation
Rejecting a claim without a reasonable, prompt investigation of the facts.
Unreasonable delay
Sitting on a valid claim or demanding endless, duplicative documentation.
Lowball offers
Offering far less than a clearly-covered claim is worth, hoping you’ll give up.
Misrepresenting the policy
Distorting coverage terms or your rights under the policy.
