Idaho Motor Vehicle Accident Settlement Calculator

You have 2 years to file suit in Idaho, a deadline that is in line with the national average of 2.8 years. This is a standard timeframe, but acting sooner preserves evidence and strengthens your position. Idaho does apply a discovery rule, which can adjust the starting point of the limitations period when the injury was not immediately discoverable.

Idaho requires all drivers to carry minimum liability insurance of $25K per person / $50K per accident in bodily injury coverage and $15K in property damage coverage (commonly written as 25/50/15). These minimums are below the national average, meaning many drivers in Idaho may carry only enough insurance to cover a fraction of the costs from a serious accident. Idaho does not require uninsured motorist coverage, leaving you potentially unprotected if the at-fault driver has no insurance. Purchasing UM/UIM coverage is strongly recommended.

Claims against government entities in Idaho — such as accidents involving government vehicles, city buses, or dangerous road conditions maintained by a municipality — require a formal notice of claim within 180 days. This compressed timeline catches many accident victims off guard. If a government entity may be at fault, consulting an attorney immediately is critical to preserving your right to compensation.