Arkansas Car Accident Settlement Calculator
Arkansas’s modified comparative fault system creates a bright line at 50%. Below it, you recover (reduced by your fault percentage). At or above it, you recover nothing. In car accident cases, this threshold means that small evidentiary details — a traffic camera, a witness statement, a skid mark analysis — can swing the outcome dramatically.
What's My Arkansas Case Worth?Quick & easy · Takes 2 minutes · 100% free
In Arkansas, you generally have 3 years to file a car accident claim. What your case is worth depends on your specific damages and Arkansas's laws — use the calculator below for a free estimate of your low-to-high range.
Key Arkansas Laws
| Filing Deadline | 3 years in line with the national average of 2.7 years |
|---|---|
| Negligence System | Modified Comparative Fault (50% Bar) |
| Insurance System | Tort (At-Fault) Can sue the at-fault driver directly |
| Min. Liability Coverage | 25/50/25 BI per person / BI per accident / PD (in thousands) |
How Arkansas Law Affects Your Car Accident Case
Arkansas gives you 3 years from the date of the incident to file a lawsuit, which is in line with the national average of 2.7 years. This is a standard timeframe, but acting sooner preserves evidence and strengthens your position. Arkansas applies a discovery rule, meaning the clock may start when you discover (or should have discovered) the injury rather than when the incident occurred.
Arkansas’s mandatory minimum auto insurance is 25/50/25 (bodily injury per person / per accident / property damage). These are relatively low minimums. Medical costs from even a moderate car accident frequently exceed $25K, which means you may need to pursue additional recovery options if the at-fault driver carries only the minimum.
Steps After a Car Accident in Arkansas
If you are involved in a motor vehicle accident in Arkansas, prioritize your safety, call 911, and document everything at the scene. Obtain a copy of the police report, photograph vehicle damage and road conditions, and collect contact information from witnesses. Seek medical evaluation as soon as possible — a gap between the accident and medical treatment can be used by the insurance company to argue your injuries were not caused by the collision.
How Does Arkansas Compare?
Arkansas Car Accident FAQs
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Had Your Accident in a Different State?
Which state's law applies depends on where the incident occurred, not where you live. Compare neighboring states:
Legal Disclaimer
This calculator uses Arkansas's statutes as of 2026-03-06. Laws change frequently. This tool provides estimates for informational purposes only and does not constitute legal advice. Verify current rules with a Arkansas-licensed attorney before making decisions about your case. Learn about our methodology.
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Answer a few questions about your situation. Our calculator applies Arkansas's specific laws and real case data to estimate your settlement value instantly.
What's My Arkansas Case Worth?