Kentucky Premises Liability Settlement Calculator

Under Kentucky's pure comparative fault rules, premises liability compensation is proportional to the other party's fault. A driver who is 80% at fault still recovers 20% of their damages. Insurance adjusters in Kentucky focus heavily on fault percentages because every point directly affects the payout.

The statute of limitations for this type of claim in Kentucky is 1 year — shorter than the national average of 2.7 years. This compressed timeline means you need to consult an attorney and begin gathering evidence quickly.

Kentucky follows the traditional invitee/licensee/trespasser framework for premises liability. The duty owed varies by category: business invitees are protected from all hazards the owner knew or should have known about; social guests are protected from known hazards; and trespassers receive the most limited protection. A slip-and-fall at a grocery store, for example, is evaluated very differently than the same fall at a friend's home.

Kentucky premises liability cases commonly hinge on the notice element. A plaintiff must show the property owner either created the hazard, knew about it, or should have known about it through reasonable inspection. Without notice evidence, even a clearly dangerous condition may not produce liability — which is why preserving timestamps, inspection schedules, and incident reports is critical in Kentucky slip-and-fall claims.