Iowa Premises Liability Settlement Calculator

Premises liability settlements combine your medical costs, lost wages, and pain and suffering. Your recovery is then reduced by your share of fault under comparative or contributory negligence rules. Commercial properties and businesses typically carry larger insurance policies, which often results in higher settlements.

Slip and fall settlements average $15,000–$75,000 for moderate injuries. Serious cases involving broken bones, traumatic brain injuries, or permanent disability often exceed $100,000. The property owner's degree of negligence and your comparative fault are the primary value drivers.

In Iowa, you have 2 years from the date of the incident to file a lawsuit. Missing this deadline permanently bars your right to recover — act promptly and consult an attorney before the deadline approaches.

You must establish: (1) the owner owed you a duty of care, (2) they knew or should have known about the hazard, (3) they failed to fix or warn about it, and (4) this caused your injury. Document the hazard immediately, gather witness contact information, and seek medical care — all three strengthen your case significantly.