New Mexico Workers' Compensation Calculator
Calculate your workers' compensation benefits including temporary disability pay, permanent disability rating, and medical cost recovery. Our calculator applies your state's specific benefit rates, waiting periods, and settlement rules under New Mexico's specific laws.
What's My New Mexico Case Worth?Quick & easy · Takes 2 minutes · 100% free
In New Mexico, you generally have 1 year to file a workers' compensation claim. What your case is worth depends on your specific damages and New Mexico's laws. Use the calculator below for a free estimate of your low-to-high range.
Key New Mexico Laws
| Filing Deadline | 1 year shorter than the national average of 1.8 years |
|---|---|
| Negligence System | Pure Comparative Fault |
| Max Weekly Benefit | $901 Below avg ($1,243) |
| TTD Rate | 67% of wages Limited to 700 weeks |
| Waiting Period | 7 days Retroactive after 28 days |
| Employer Notice Deadline | 15 days Must report injury to employer within this period |
| Vocational Rehab | Available State provides job retraining benefits |
How New Mexico Law Affects Your Workers' Compensation Case
Unlike personal injury lawsuits, New Mexico's workers' compensation system does not require proving fault. You are generally entitled to benefits regardless of whether you or your employer caused the injury. The exception: claims may be denied for injuries caused by intoxication, horseplay, or deliberate violation of safety regulations.
The statute of limitations for this type of claim in New Mexico is 1 year — shorter than the national average of 1.8 years. This compressed timeline means you need to consult an attorney and begin gathering evidence quickly.
Temporary disability benefits in New Mexico replace 67% of your pre-injury wages, subject to a weekly cap of $901. There is also a minimum benefit of $45 per week. Benefits begin after a 7-day waiting period. If your disability extends beyond 28 days, the waiting period is paid retroactively.
Permanent impairment in New Mexico is evaluated using the AMA Guides, 5th Edition. The edition or rating system used matters significantly because different versions can produce substantially different impairment ratings for the same injury, directly affecting your permanent disability benefits.
New Mexico allows injured workers to choose their own treating physician for workers' compensation claims. In states without this right, the employer or insurer selects the doctor, which can affect both the quality of care and the impairment rating you receive.
Your first obligation after a workplace injury in New Mexico is to notify your employer within 15 days. This is not the same as filing a workers’ compensation claim — it’s a prerequisite. Even if you are unsure whether your injury is serious enough to require workers’ comp benefits, it is safer to report it within the 15-day window. Late notification is a common reason claims are disputed or denied.
If your workplace injury prevents you from returning to your prior job in New Mexico, you may be entitled to vocational rehabilitation benefits. These benefits are designed to help injured workers re-enter the workforce through skills training, education, job search assistance, and related support. The goal is to help you achieve employment at wages as close as possible to your pre-injury earnings. Your eligibility is typically determined through a vocational assessment.
New Mexico Workers’ Comp Settlement Chart
These are the inputs the settlement formula (rate x weeks x rating) uses in New Mexico: the weekly compensation rate and its cap, the weeks and waiting rules the state applies, and the guide that sets the impairment rating.
| Wage-replacement (TTD) rate | 67% of average weekly wageTemporary total disability, paid while you cannot work |
|---|---|
| Maximum weekly benefit | $901The weekly ceiling, whatever your wage |
| Minimum weekly benefit | $45The weekly floor for low earners |
| Waiting period | 7 daysPaid back if disability lasts past 28 days |
| Maximum TTD weeks | 700 weeksCap on temporary total disability payments |
| Maximum PPD weeks | 500 weeksCap on permanent partial disability payments |
| Impairment rating guide | AMA Guides, 5th EditionSets the impairment percentage in the formula |
Take a worker in New Mexico earning $1,200 a week. The state replaces 67% of that, which comes to $800, under the $901 weekly maximum. Multiply that rate by 100 scheduled weeks and a 10% impairment rating and the permanent partial award is $8,000. The wage, the weeks and the rating are placeholders, so this is an illustration, not a prediction for any claim.
- Average weekly wage (placeholder)
- $1,200
- Compensation rate (67% of wages)
- $800, below the $901 maximum
- Scheduled weeks (placeholder)
- 100 weeks
- Impairment rating (placeholder)
- 10%
- Permanent partial award in this example
- $8,000
Read more: Workers' Comp Settlement Chart · How Much Does Workers' Comp Pay
How Does New Mexico Compare?
New Mexico Workers' Compensation FAQs
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Legal Disclaimer
This calculator uses New Mexico's statutes as of 2026-09-22. Laws change frequently. This tool provides estimates for informational purposes only and does not constitute legal advice. Verify current rules with a New Mexico-licensed attorney before making decisions about your case. Learn about our methodology.
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What's My New Mexico Case Worth?