Missouri Workers' Compensation Calculator

The workers’ compensation system in Missouri is designed as a no-fault trade-off: employees receive guaranteed benefits without proving employer negligence, and in exchange employers are generally protected from personal injury lawsuits. Your own carelessness typically does not reduce your benefits, though intentional misconduct, intoxication, or horseplay may disqualify a claim.

Missouri gives you 2 years from the date of the incident to file a lawsuit, which is in line with the national average of 1.8 years. This is a standard timeframe, but acting sooner preserves evidence and strengthens your position.

Missouri pays temporary total disability (TTD) benefits at 67% of your average weekly wage, up to a maximum of $1,198 per week. This maximum is below the national average of $1,243. Missouri does not impose a fixed week limit on TTD benefits, allowing them to continue as long as you remain unable to work.

Missouri relies on the AMA Guides, 6th Edition to assess permanent impairment. Your treating physician or an independent medical examiner assigns a whole-person impairment rating, which is then converted into a disability benefit amount. The specific guide version used in Missouri can produce ratings that differ meaningfully from those in states using different editions.

Your first obligation after a workplace injury in Missouri is to notify your employer within 30 days. This is not the same as filing a workers’ compensation claim — it’s a prerequisite. Even if you are unsure whether your injury is serious enough to require workers’ comp benefits, it is safer to report it within the 30-day window. Late notification is a common reason claims are disputed or denied.

If your workplace injury prevents you from returning to your prior job in Missouri, you may be entitled to vocational rehabilitation benefits. These benefits are designed to help injured workers re-enter the workforce through skills training, education, job search assistance, and related support. The goal is to help you achieve employment at wages as close as possible to your pre-injury earnings. Your eligibility is typically determined through a vocational assessment.