New York Workers' Compensation Calculator

Workers' compensation in New York operates as a no-fault system — your own negligence generally does not reduce or bar your benefits. However, benefits may be denied if the injury resulted from intoxication, willful self-harm, or a violation of specific safety rules. New York's negligence system primarily affects third-party liability claims that may exist alongside the workers' comp claim.

You have 2 years to file suit in New York, a deadline that is in line with the national average of 1.8 years. This is a standard timeframe, but acting sooner preserves evidence and strengthens your position.

Temporary disability benefits in New York replace 67% of your pre-injury wages, subject to a weekly cap of $1,145. There is also a minimum benefit of $275 per week. Benefits begin after a 7-day waiting period. If your disability extends beyond 14 days, the waiting period is paid retroactively.

Permanent impairment in New York is evaluated using the New York's Schedule of Losses. The edition or rating system used matters significantly because different versions can produce substantially different impairment ratings for the same injury, directly affecting your permanent disability benefits.

New York allows injured workers to choose their own treating physician for workers' compensation claims. In states without this right, the employer or insurer selects the doctor, which can affect both the quality of care and the impairment rating you receive.

New York requires injured workers to notify their employer within 30 days of the workplace injury. This notification should be in writing and include the date, time, location, and nature of the injury. The formal workers’ compensation claim filing is a separate process with its own deadline, but missing the employer notification requirement can jeopardize your entire claim.

If your workplace injury prevents you from returning to your prior job in New York, you may be entitled to vocational rehabilitation benefits. These benefits are designed to help injured workers re-enter the workforce through skills training, education, job search assistance, and related support. The goal is to help you achieve employment at wages as close as possible to your pre-injury earnings. Your eligibility is typically determined through a vocational assessment.