Maryland Workers' Compensation Calculator
In Maryland, workers’ compensation is a no-fault benefit system. You do not need to prove your employer was negligent to receive benefits, and your employer cannot argue that your own carelessness caused the injury. This differs fundamentally from Maryland’s civil negligence system, which only becomes relevant if you have a separate third-party claim alongside your workers’ comp case.
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How Maryland Law Affects Your Workers' Compensation Case
You have 2 years to file suit in Maryland, a deadline that is in line with the national average of 1.9 years. This is a standard timeframe, but acting sooner preserves evidence and strengthens your position.
Temporary disability benefits in Maryland replace 67% of your pre-injury wages, subject to a weekly cap of $1,295. There is also a minimum benefit of $50 per week. Benefits begin after a 3-day waiting period. If your disability extends beyond 14 days, the waiting period is paid retroactively.
Permanent impairment in Maryland is evaluated using the AMA Guides, 5th Edition. The edition or rating system used matters significantly because different versions can produce substantially different impairment ratings for the same injury, directly affecting your permanent disability benefits.
Your first obligation after a workplace injury in Maryland is to notify your employer within 10 days. This is not the same as filing a workers’ compensation claim — it’s a prerequisite. Even if you are unsure whether your injury is serious enough to require workers’ comp benefits, it is safer to report it within the 10-day window. Late notification is a common reason claims are disputed or denied.
Maryland’s workers’ compensation system includes vocational rehabilitation benefits for workers whose injuries prevent them from returning to their former positions. This can include career counseling, job retraining programs, tuition assistance, and transitional work placement. These benefits are separate from your disability payments and represent an important resource for long-term recovery and financial stability.
Key Maryland Laws
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Maryland Workers' Compensation FAQs
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Legal Disclaimer
This calculator uses Maryland's statutes as of 2026-03-06. Laws change frequently. This tool provides estimates for informational purposes only and does not constitute legal advice. Verify current rules with a Maryland-licensed attorney before making decisions about your case. Learn about our methodology.
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