Georgia Motor Vehicle Accident Settlement Calculator

You have 2 years to file suit in Georgia, a deadline that is in line with the national average of 2.8 years. This is a standard timeframe, but acting sooner preserves evidence and strengthens your position. Georgia does apply a discovery rule, which can adjust the starting point of the limitations period when the injury was not immediately discoverable.

Drivers in Georgia must carry at least 25/50/25 in liability coverage — that’s $25K bodily injury per person, $50K per accident, and $25K property damage. While this meets the state minimum, a single ER visit can easily exceed these limits. The at-fault driver’s policy may not fully cover your losses in a serious accident.

Claims against government entities in Georgia — such as accidents involving government vehicles, city buses, or dangerous road conditions maintained by a municipality — require a formal notice of claim within 365 days. This compressed timeline catches many accident victims off guard. If a government entity may be at fault, consulting an attorney immediately is critical to preserving your right to compensation.