Connecticut Car Accident Settlement Calculator

The statute of limitations for this type of claim in Connecticut is 2 years — in line with the national average of 2.8 years. This is a standard timeframe, but acting sooner preserves evidence and strengthens your position. Importantly, Connecticut recognizes a discovery rule, which can extend the filing window in cases where the harm was not immediately apparent.

Connecticut’s mandatory minimum auto insurance is 25/50/25 (bodily injury per person / per accident / property damage). These are relatively low minimums. Medical costs from even a moderate car accident frequently exceed $25K, which means you may need to pursue additional recovery options if the at-fault driver carries only the minimum. Connecticut requires both uninsured (UM) and underinsured (UIM) motorist coverage, adding important protection layers for accident victims.

Claims against government entities in Connecticut — such as accidents involving government vehicles, city buses, or dangerous road conditions maintained by a municipality — require a formal notice of claim within 180 days. This compressed timeline catches many accident victims off guard. If a government entity may be at fault, consulting an attorney immediately is critical to preserving your right to compensation.